You’re off enjoying your holiday, taking in all of the sights and minding your own business. You’re healthy and fit. What could possibly go wrong?

We met a man who was on our return flight from a skiing trip in New Zealand. His entire leg was in plaster. A seasoned traveller, who had never had to make a claim before, suddenly found an unexpected tumble on the slopes saw his leg break in three places.

On a recent trip to Russia, I found myself with an acute case of laryngitis caused by an infection. Not something I had planned for. A trip to the doctor and medication cost me AU$300.00.

My travel insurance policy for both myself and my partner didn’t even cost me that much, including a nil excess.

It’s not only medical – what if your travel plans are disrupted? Imagine losing all of that hard earned cash over something that’s beyond your control.

Things do happen and when you’re overseas, you’re not covered the same way as you are at home. The bill could break you. That’s why, if you can’t afford travel insurance, you can’t afford to travel. It’s a small price to pay for peace of mind.

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